Personal Banking Products

Free Checking:

Free of Charge. $100 to open, no minimum monthly balance, no per check fees.

Premier Checking:

Interest earned if Balance over $1000. Service charge of $8 per month and .35 per debit if account falls below minimum.

Money Market Deposit Account:

Minimum balance of $2500. Tiered interest, larger investments earn higher amounts of interest. 6 preauthorized, automatic or telephone transfers per statement period, with a limit of 3 checks. A $10 service charge will be accessed if the transactions exceed the limit, or balance falls below minimum balance.

Certificates of Deposit:

A variety of Certificate of Deposit investment yields and terms. Our Certificates of Deposits are tiered to ensure the optimum return for your investment. Minimum deposit $2500 for accounts opened for less than one year. Accounts over 1 year in length open at $1000. Interest paid by check, deposit to another account or compounded to balance.

Savings:

Minimum of $100 to open. Maintain monthly balance of $100 to avoid $3.00 per month service charge.