Welcome to Bank of Auburn Hills

A Message from the President

If you have been listening to the news lately, you probably have questions about the impact of today’s economy on your own financial security.

In spite of the headlines about the challenges facing Wall Street financial institutions, Bank of Auburn Hills is very well capitalized, has no sub-prime mortgage exposure, is growing and ready to help you navigate the current economic challenges. In addition, our customers can bank with confidence knowing their money is safe because it is insured by the Federal Deposit Insurance Corporation® (FDIC).

Bank of Auburn Hills offers every depositor insurance coverage from the FDIC, which provides up to $100,000 protection from financial loss for each individual, trust or business entity, and up to $250,000 for retirement accounts. And for accounts exceeding these limits, Bank of Auburn Hills can protect its depositors’ funds up to $50 million through its membership in the Certificate of Deposit Account Registry Service (CDARS). CDARS is a secure savings and investment, deposit placement service. As a member of the CDARS network, Bank of Auburn Hills arranges for the placement of funds into CDs issued by other network banks – in increments of less than $100,000 to ensure that both principal and interest are eligible for full FDIC protection.

Bank of Auburn Hills is exercising prudence when making residential mortgage loans, and we continue to review and adjust our lending practices to be consistent with evolving economic conditions. Additionally, our largest shareholder is Capitol Bancorp, Limited. (NYSE:CBC), a bank development company with over $5 billion in assets that maintains solid levels of capital support and liquidity.

If you have family or friends with questions about their bank, to which Bank of Auburn Hills could offer the confidence of relationship banking during these difficult times, please call me personally at (248) 370-8200.

At Bank of Auburn Hills, we work hard every day to provide a safe haven to protect the financial interests of our clients.

Sincerely,